Secure transfer of member data from one insurance carrier to another is made simple with the Payer-to-Payer Solution from Smile Digital Health.

CMS Compliance: A Quick Refresh for Payers

The CMS1 2026 Proposed Rule mandates that Payers must have the means to initiate, share and transfer clinical records, as well as claims and encounter data, and past and pending prior authorization requests, at a member’s request during enrollment via a FHIR®2-based API3.

Get Compliance Ready: Our Payer-to-Payer Solution


Leverages the FHIR Specification

Our current solution leverages the Patient Access API and FHIR from the outset, and leaves the door open to scalability and adaptability to an evolving set of rules. Our team is working on a new approach to support our customers in meeting the new Payer-to-Payer requirements outlined in the Advanced Interoperability 2026 Proposed Rule. Get in touch with us to learn about how Smile can help you be compliant. Get in touch with us to learn about how Smile can help you be compliant

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Established Authorization and Authentication Protocols

By employing  Open Authorization (OAuth) 2.0, the industry standard for authorization, patients can grant both the sending and receiving payer access to their healthcare data without risk to their identities or passwords, safeguarding both consent and privacy.


Boasts a Secure and Streamlined Data Transfer Process

Plans can rely on a streamlined data transfer experience with the Smile Payer-to-Payer solution. Our suite of features work together to protect confidential data from exposure to unverified third-party applications while ensuring the right information is transferred to the right people. With an intuitive and customizable user interface, members can make transfer requests within seconds, and admins can get notified on and manage all incoming requests.


Proven Compliance Implementation Partner

Smile has a proven track record of getting US Payers across the finish line when it comes to CMS regulations. In July 2021, we finalized the compliance of 20 US Payers for meeting the Patient Access API 2021 Final Rule. Furthermore, we are the first company to receive the Drummond Patient Access API Certification for Drug Formulary API in July 2021, the only independent testing and certification program certifying interoperability and compliance with CMS Final Rule standards, with the  Provider Directory API and Patient Access API Certification for Patient Clinical Data badge following suit.

The Smile Payer-to-Payer Solution is part of the Smile Health Data Fabric and supports data integration and ingestion.

Looking for a rapid way to go-live with a fully managed solution? Click here to learn about Managed Services. It's the solution that provides you efficient implementation, operation and support services, allowing you to focus on your business, not IT maintenance.

Need additional support during implementation? Click here to learn about Smile’s Premium Support and Professional Services packages, for all your technical support needs.


  1. Centers for Medicare & Medicaid Services

  2. Health Level 7 (HL7®) Fast Healthcare Interoperability Resources (FHIR)

  3. Application Programming Interface (API)